Legal

Terms of Service

Please read these terms carefully before using our services. By using our services, you agree to be bound by these terms.
📅 Last Updated: August 2026|✅ v2.1

1. Acceptance of Terms

By accessing or using the services provided by Stemfard ("we," "our," or "us"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

These terms apply to all users of our services, including API users, developers, EduTech platforms, schools, and institutions.

2. Our Services

Stemfard API provides a comprehensive suite of educational and STEM intelligence API services including:

Stemfard API Integration & Implementation
AI & Machine Learning Engineering
API Engineering & Software Development
Cloud Infrastructure & API Deployment
Data Engineering & Business Analytics
Technical Skills Training (Python, R, APIs)

All services are subject to availability and may require separate agreements or contracts.

3. User Obligations

As a user of our services, you agree to:

Provide Accurate Information

Provide true, accurate, and complete information when using our services.

Comply with Laws

Use our services in compliance with all applicable laws and regulations.

Respect Intellectual Property

Respect our intellectual property rights and not use our content without permission.

Maintain Security

Maintain the confidentiality of your account credentials and notify us of unauthorized access.

Not Misuse Services

Not misuse our services or engage in fraudulent, harmful, or illegal activities.

4. Payments & Fees

Fees for our services are as outlined in our service agreements and may be subject to change with notice.

Payment Terms

  • Payment is due as per the agreed schedule
  • Late payments may incur penalties
  • All fees are in Kenyan Shillings (KES)
  • Payment methods include M-Pesa, and Bank Transfer

Refund Policy

  • Refunds are provided on a case-by-case basis
  • Unused services may be eligible for refunds
  • Refund requests must be submitted in writing
  • Processing time is 7-14 business days

Note: All fees are non-refundable unless otherwise specified in your service agreement.

5. Limitation of Liability

Disclaimer

Stemfard API provides services on an "as is" and "as available" basis. We make no warranties or representations regarding the accuracy, reliability, or availability of our services.

Limitation

To the maximum extent permitted by law, Stemfard API shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities.

Indemnification

You agree to indemnify and hold harmless Stemfard API from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

6. Termination

We reserve the right to terminate or suspend access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease.

Grounds for Termination

  • Violation of these terms
  • Fraudulent or illegal activity
  • Non-payment of fees
  • Abuse of services

Effects of Termination

  • Immediate service suspension
  • Outstanding payments become due
  • Return of property if applicable
  • Account deactivation

7. Intellectual Property

All content, trademarks, logos, and intellectual property on our website and services are the exclusive property of Stemfard API. You may not reproduce, distribute, or use our intellectual property without prior written consent.

Prohibited Uses: You may not copy, modify, create derivative works, or commercially exploit our content without permission.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Republic of Kenya. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Kenya.

Dispute Resolution: In the event of a dispute, we encourage you to contact us directly to seek a resolution before initiating any legal proceedings.

9. Changes to These Terms

We reserve the right to update these Terms of Service at any time. Changes will be effective immediately upon posting on this page. Your continued use of our services after any changes constitutes your acceptance of the new terms.

We encourage you to review these terms periodically to stay informed of any updates.

Contact

If you have any questions, concerns, or requests regarding this Terms of Service or our data practices, please don't hesitate to contact us:

Address

Britam Tower, 24th Floor

Hospital Road, Upperhill

Nairobi, Kenya

Hours

Mon-Fri: 9:00 AM - 5:00 PM

Sat: 9:00 AM - 1:00 PM

Sunday: Closed

Data Protection Officer: dpo@stemfard.com
2026 Stemfard. All Rights Reserved.